Welcome to our site!

Thank you for stopping by our mortgage web site.  Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...

8 Questions Your Lender Should Answer About Mortgage Rates

Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...

How Much Can I Afford?

How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-Income ... Read More...

Four Possible Reasons To Refinance

A mortgage is generally the largest debt most homeowners have to manage.  It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a ho ...


6400 CULPEPPER COVE

Highest level construction*Designed for complete privacy*Courtyard view from all front windows and gorgeous canyon views from back*No street view!*Stunning outside entertaining area…pool/spa, Cantara stone veranda, cabana with granite bar, outside bath and storage*Stuco/stone exterior*Automatic shades*Kolbe-Kolbe wood windows and 3 point locking doors*Downstairs gameroom w/ wood and slate floor, Cantara stone fireplace, imported Indonesian bar*Massive gourmet kitch*3 fireplaces*Workout room*Exceptional! To Schedule a Viewing, Call Andy Allen with Keller Williams at 785-0496 or fill out form below   Virtual Tour Additional Features   Floors -Wood, Stone, Marble, Carpet Laundry Fac - Washer/Dryer Connections Laundry Loc - Main Level, Utility Room Master - Fireplace, In-Law Plan, Separate Shower, Walk-In Closet, Sitting Room, Jetted Tub Fireplaces - 2 / Family Room, Game Room Rooms - Foyer, Exercise, Game, Office/Study, Utility, Pantry, Family, Loft Guest Accom - Y / Main Le ... Read More...



Got Deductions?

With tax season upon us, it is important to know what deductions you receive from owning a home.  Check out this video! Real Estate Tax Deductions
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Homeownership Costs on the Rise - Be Wise

If you have followed the news lately, you may have heard that mortgage rates are on the rise. In fact, Since November of 2010, rates have gone up nearly 1%. An increase like this seems to affect your monthly payment on the surface, but it actually has a much deeper impact. Check this out: Co ...
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Increase Your 401K Contributions by 2% in 2011

Social Security taxes have been reduced in 2011 by 2%. This means you can increase your 401K contribution by 2% and see NO reduction in your take-home pay!!! The Social Security tax withholding rate has decreased from 6.2 percent to 4.2 percent for all employees for 2011. This 2 percent tax redu ...
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NOW is an IDEAL time to buy a home in Austin, Texas

Now is REALLY the ideal time to buy a home.  I know this is not what you are hearing on the  news or reading in the paper, or it may sound like a cliché, but it is true all the same.   Why is this true; because the Austin housing market is chock full of opportunities. 1. Rates are Historica ...
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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn't been any new activity since original approval was issued, and the new fi ...
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  • NMLS #202935
    United Lending a Division of Network Funding NMLS #2297
    8303 N.MoPac Exp.
    Ste A201
    Austin, TX 78759
    Licensed/Registered with The State of Texas
    Complaints regarding mortgage bankers should be sent to:
    The Texas Department of Savings and Mortgage Lending
    2601 North Lamar, Ste 201
    Austin, TX 78705
    A toll-free consumer hotline is available at: 1-877-276-5550
    “THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.”